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Knowledge · Right-sizing your home

Can I order the value of my home without selling it?

Yes — you can understand the value and calmly order the picture, with a market and price assessment and a clear overview, without anything having to be sold yet.

As at: June 2026

The answer first. Understanding value and selling are two different things. You can have the value of your house assessed soberly and order the whole picture — wishes, family, timing, figures — without committing yourself. Every path stays open. Nothing has to be sold for you to gain clarity. A calm assessment of value is often the first step that makes everything else easier — it costs you no commitment and gives you back the overview.

Understanding value is the first calm step

Value is the basis of every later decision — whether you wish to pass the house on, keep a right of residence, or sell at a time of your own choosing. Those who know the value decide on firm ground rather than on a feeling. That is why ordering begins with a sober assessment, not with a sales talk. You gain an overview before any commitment arises.

An assessment, not sales pressure

A market and price assessment is a documented, understandable assessment of value — an orderly preparation of the facts, not a formal market-value report and not an instruction to sell. It commits you to nothing. Should you later decide on a sale, there is deliberately a period for reflection between the advice and any marketing mandate. In this way the assessment stays what it is meant to be: a help, not a nudge towards selling.

And a promise that matters to us: your result belongs to you — no address, no callback, no list. We give you the assessment without demanding your data for it, and afterwards no one rings. You decide whether and when to get in touch again.

Ordering the whole picture

Value is more than a number. When right-sizing your home, the emotional, the practical, the family, the financial and the spatial all lie on the table at once. We order these questions under one roof, instead of sending you to several advisers. In this way you see early what belongs together — and can calmly choose which path suits you, before anything is fixed.

What does staying cost?

Besides the value, the cost side belongs to the whole picture. A large house costs money continuously: heating and electricity for space that is hardly lived in any more, insurance, property tax, the garden and small repairs. Added to this is the quieter figure — deferred maintenance. Roof, heating, windows and pipes keep ageing whether renovation happens or not; whoever postpones year after year uses up substance unnoticed, and the backlog later travels into every price as a deduction. That is no argument against staying. It is an argument for calculating: whoever knows what the house costs each year and which works lie ahead can place staying, converting and handing over soberly side by side — and then stays out of conviction, not out of habit.

What we do — and what we don’t

We prepare the facts, assess the value and accompany your questions — calmly and without haste. We do not produce a court-proof valuation report and do not give legal or tax advice. Where a formal report, contracts or tax consequences are concerned, the relevant professionals take over: surveyors, notaries and tax advisers. We bring the questions to the right people in good time.

From value to a calm decision

Once value has been assessed, an open question becomes a manageable choice. On firm ground you can weigh which of the calm paths suits you: passing the house on during your lifetime, keeping a right of residence or a usufruct, or selling in an orderly way at a time of your own choosing. The market and price assessment serves each of these paths equally — it is a basis, not a pre-decision. You can keep it to yourself, discuss it with the family, or make it the basis of a later step. What follows from it is for you to decide. And if the answer is to change nothing for now, that too is a clear, well-founded decision.

Market and price assessment. A documented, understandable assessment of a property’s value as an orderly preparation of the facts — not a formal market-value report and no obligation to sell.
Market value (Verkehrswert). The price that could be achieved for a property on a given date in ordinary dealings. A formal report on it is produced by a qualified surveyor.
Period for reflection (Bedenkzeit). The deliberately granted span of time between advice and any marketing mandate, so that the assessment of value stays free of sales pressure.

Frequently asked questions

Does a market and price assessment oblige me to anything?
No. It is a documented assessment of value, not a marketing mandate. At the start there is a short, free clarifying conversation, and even afterwards you commit to nothing. Every path stays open.
Is this a market-value report?
No. The market and price assessment is an understandable orientation and an orderly preparation of the facts, not a formal, court-proof report. Where such a report is needed, it is produced by a qualified surveyor.
Do I have to sell afterwards?
No. Understanding value and selling are two different things. Between the advice and any marketing mandate there is deliberately a period for reflection, and the decision to change nothing for now is just as valid as any other.
Does the market and price assessment also help with a transfer to the children?
Yes. A clear value is also the basis for a fair lifetime transfer — for instance when balancing among siblings or arranging a gift. The sober assessment builds trust; the tax and legal arrangement is then handled by a notary and a tax adviser.

Your next step

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This article provides orientation and does not replace legal or tax advice. A formal valuation report and the legal and tax arrangement are handled by surveyors, a notary and a tax adviser.

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